Business and Commercial Loans

There are a lot of options instead of the traditional Profit & Loss Statement to verify your business income when it comes to business lending now. We have a variety of different lenders on our panel who can offer quick and cost effective options. The benefit of having us in your corner is we are specialised in dealing with banks and are here to make the whole process seamless for you

Business lending is not only for established trading businesses, it can also be for new start up businesses or business purchases! You can be looking to start up your own dream business or look at purchasing an already established business; both of these options are viable for a business loan

Although there can be some costs involved when refinancing a business loan, particularly around valuations, the savings generated from interest savings outweigh this. At times, lenders will often waive some of the refinance costs, therefore resulting in a better outcome for you!

Finance can be a really handy tool for a lot of businesses. The ability to borrow funds instead of having to dip into the businesses cash to pay for things allows greater flexibility and will aid in supporting cashflow

There can be a variety of different ways we are able to structure business loans to support your business including working with the bank to align different loan terms, interest only periods, fixed rates, etc. 

There is also the option for different products such as Asset finance, business overdrafts, invoice financing, etc.

You don’t have to be running a business to be eligible for a business loan! If you are looking to purchase a commercial property for either owner occupied purposes or as an investment, you will need to get a business loan. 

The great thing about business lending is that we are able to “tell a story” to the bank. If your business is going through changes, we may be able to utilise things such as cashflow forecasts to aid us in our credit proposal and to show the bank how changes to the business will impact positively financially.

There are a number of lenders outside of the big 4 who have the ability to offer really competitive and flexible business lending options. There are always options out there, regardless of the situation.

There are no businesses too big or too small to get a loan. There are a number of lenders who accommodate to both large and small businesses in order to help support them going forward. 

Similar to home loans, brokers are there to support you, they are not focused on bank profits and targets, they have your best interests at heart. We are the first people to understand your businesses needs and we are always available.